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LEADER 03611cam 22004814a 4500

001 ocm58830763;

003 OCoLC;

005 20141211184049.0;

008 050617s2005 dcua b 001 0 eng ;

010 a| 2005017461;

015 a| GBA5261122| bnb;

016 7 a| 0131480332| Uk;

020 a| 0815774095 (paper : alk. paper);

020 a| 9780815774099;

035 a| (Sirsi) o58830763;

035 a| (OCoLC)58830763;

042 a| pcc;

043 a| n-us---;

049 a| EREE;

050 00 a| HG3756.U54b| B85 2005;

082 00 a| 332.024/012| 22;

245 00 a| Building assets, building credit :b| creating wealth in low-income communities /c| Nicolas P. Retsinas, Eric S. Belsky, editors.;

300 a| xiv, 395 pages :b| illustrations ;c| 24 cm;

336 a| text2| rdacontent;

337 a| unmediated2| rdamedia;

338 a| volume2| rdacarrier;

504 a| Includes bibliographical references and index.;

505 20 t| New paths to building assets for the poor /r| Eric S. Belsky and Nicolas P. Retsinas --t| Credit matters : building assets in a dual financial service system /r| Eric S. Belsky and Allegra Calder --t| To bank or not to bank? : a survey of low-income households /r| Christopher Berry --t| Refinance and the accumulation of home equity wealth /r| Frank E. Nothaft and Yan Chang --t| Changing industrial organization of housing finance and changing role of community-based organizations /r| William C. Apgar and Allen J. Fishbein --t| Exploring the welfare effect of risk-based pricing in the subprime mortgage market /r| J. Michael Collins, Eric S. Belsky, and Karl E. Case --t| Hiting the wall : credit as in impediment to homeownership /r| Raphael W. Bostic, Paul S. Calem, and Susan M. Wachter --t| Credit scoring's role in increasing homeownership for underserved populations /r| Hollis Fishelson-Holstine --t| Modes of credit market regulation /r| Michael S. Barr --t| Accuracy in credit reporting /r| Michael E. Staten and Fred H. Cate --t| Cost-benefit analysis of debtor protection rules in subprime market default situations /r| Duncan Kennedy --t| Institutions and inclusion in saving policy /r| Michael Sherraden and Michael S. Barr --t| Unbanked to homeowner : improving financial services for low-income, low-asset customers /r| Ellen Seidman and Jennifer Tescher --t| Innovative servicing technology : smart enough to keep people in their houses? /r| Amy Crews Cutts and Richard K. Green;

520 a| "Examines the path from basic banking services to creditmaking decisions to mortgage lending that can give low-income individuals and communities the opportunity to build assets through credit, highlighting the need for transparency in the subprime market, buyer education, and borrower safeguards"--Provided by publisher.;

530 a| View table of contents on the Internet via the World Wide Web.;

650 0 a| Consumer creditz| United States.=| ^A105598;

650 0 a| Low-income consumersz| United States.=| ^A827619;

650 0 a| Home ownershipz| United States.=| ^A91935;

650 0 a| Mortgage loansz| United States.=| ^A80090;

700 1 a| Retsinas, Nicolas Paul,d| 1946-=| ^A578263;

700 1 a| Belsky, Eric S.=| ^A578264;

856 41 3| Table of contentsu| http://www.loc.gov/catdir/toc/ecip0514/2005017461.html;

994 a| C0b| ERE;

596 a| 1;

998 a| 1018310;

999 a| HG3756.U54 B85 2005w| LCc| 1i| 30372012910144d| 5/6/2009e| 10/25/2007f| 3/16/2009g| 1l| JGESm| JOYNERn| 1p| $28.45r| Ys| Yt| JGESBKu| 11/28/2005x| BOOKz| JSTACKSo| .STAFF. 0;

Building assets, building credit : creating wealth in low-income communities / Nicolas P. Retsinas, Eric S. Belsky, editors.

Other author	Retsinas, Nicolas Paul, 1946-
Other author	Belsky, Eric S.
Format	Book
Publication Info	Washington, D.C. : Brookings Institution Press, ©2005.
Description	xiv, 395 pages : illustrations ; 24 cm
Supplemental Content	Table of contents
Subjects	Consumer credit--United States. Low-income consumers--United States. Home ownership--United States. Mortgage loans--United States.

Partial contents	New paths to building assets for the poor / Eric S. Belsky and Nicolas P. Retsinas -- Credit matters : building assets in a dual financial service system / Eric S. Belsky and Allegra Calder -- To bank or not to bank? : a survey of low-income households / Christopher Berry -- Refinance and the accumulation of home equity wealth / Frank E. Nothaft and Yan Chang -- Changing industrial organization of housing finance and changing role of community-based organizations / William C. Apgar and Allen J. Fishbein -- Exploring the welfare effect of risk-based pricing in the subprime mortgage market / J. Michael Collins, Eric S. Belsky, and Karl E. Case -- Hiting the wall : credit as in impediment to homeownership / Raphael W. Bostic, Paul S. Calem, and Susan M. Wachter -- Credit scoring's role in increasing homeownership for underserved populations / Hollis Fishelson-Holstine -- Modes of credit market regulation / Michael S. Barr -- Accuracy in credit reporting / Michael E. Staten and Fred H. Cate -- Cost-benefit analysis of debtor protection rules in subprime market default situations / Duncan Kennedy -- Institutions and inclusion in saving policy / Michael Sherraden and Michael S. Barr -- Unbanked to homeowner : improving financial services for low-income, low-asset customers / Ellen Seidman and Jennifer Tescher -- Innovative servicing technology : smart enough to keep people in their houses? / Amy Crews Cutts and Richard K. Green
Abstract	"Examines the path from basic banking services to creditmaking decisions to mortgage lending that can give low-income individuals and communities the opportunity to build assets through credit, highlighting the need for transparency in the subprime market, buyer education, and borrower safeguards"--Provided by publisher.
Bibliography note	Includes bibliographical references and index.
Other forms	View table of contents on the Internet via the World Wide Web.
LCCN	2005017461
ISBN	0815774095 (paper : alk. paper)
ISBN	9780815774099

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Joyner	General Stacks	HG3756.U54 B85 2005	✔ Available	Place Hold

Building assets, building credit : creating wealth in low-income communities / Nicolas P. Retsinas, Eric S. Belsky, editors.

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