How much is enough? balancing today's needs with tomorrow's retirement goals / Diane McCurdy.
| Author/creator | McCurdy, Diane |
| Format | Electronic |
| Edition | 3rd ed. |
| Publication Info | Toronto : John Wiley & Sons Canada, |
| Description | xxiv, 259 p. : ill. ; 23 cm. |
| Supplemental Content | Full text available from Ebook Central - Public Library Complete |
| Subjects |
| Contents | PART ONE: WHAT IS ENOUGH? Chapter 1: Your Money and Your Life -- How Did You Score? -- Two Attitudes, One Family -- Money Myths -- Chapter 2: Where It Goes -- Tracking Your Cash Flow -- Chapter 3: What You Want -- What Do You Want, Anyway? -- Wish List Favourites -- Yearly Goals -- Chapter 4: What's Enough for You -- The Magic Number -- Crunching the Numbers -- What Your Enough Number Means -- PART TWO: GETTING ENOUGH. Chapter 5: Getting on Track -- Needs vs. Wants -- Budgeting--I'll Try to Be Gentle -- Chapter 6: Finding Financial Advice -- Finding a Good Financial Advisor -- Trust, Two Ways -- Your Risk Profile -- Chapter 7: How to Make Your Money Grow -- Loaners -- Owners -- Owner Investments: The Basics -- Some Rules for Investing -- Chapter 8: Registered Plans -- Registered Retirement Savings Plans -- Registered Education Savings Plans (RESPs) -- Tax-Free Savings Accounts (TFSAs) -- Saving Outside the Government Plans -- Chapter 9: Ages and Stages -- Age 20-35 -- Age 35-50 -- Age 50-65 Plus -- Chapter 10: Family Finances -- Teaching Kids the Value of Money -- The Money Challenge -- Chapter 11: I've Got Enough (Now What?) -- A Changing Concept of Retirement -- Retirement: The Financial Side -- Chapter 12: Estate Planning -- What Happens if I Don't Have a Will? -- Laying the Groundwork -- What Happens to My Business? -- How Do I Choose My Executor? -- How to Save Tax and Probate on Your Estate -- Chapter 13: Tips and Thoughts to Make It Work -- Twenty Thoughts to Help You Stay on Track -- Twenty Tips to Help You Save Money -- Appendix: Financial Planning Professional Designations. |
| Abstract | The numerical and emotional aspects of planning for retirement. This hands-on resource demystifies financial planning by giving the Enough number: an exact figure specific to personal goals, which can be a target number to aim for in retirement. It shows what changes will help to achieve the number, and offers an understanding of hidden motivations when it comes to spending money. It also provides an overview of the multitudes of investments available and provides conservative guidelines that will help make money, save taxes, and sleep at night. Offers a clear understanding of the different attitudes toward money and includes strategies to achieve goals. Includes the tools needed to save for later and enjoy rewards today. Contains a method for tracking money to help get your finances where you want them to be. Covers the details of what it takes to work effectively with a financial advisor. This hands-on guide walks you through a proven program that is designed to keep you on the right track to financial success. |
| General note | Includes index. |
| Access restriction | Available only to authorized users. |
| Technical details | Mode of access: World Wide Web |
| Genre/form | Electronic books. |
| LCCN | 2012537193 |
| ISBN | 9781118493632 |
| ISBN | 111849363X (sc) |